Monthly Archives: Monday April 24th, 2017

Buying a home: Can you afford it?

Monday April 24th, 2017

Buying a home: Can you afford it?

How do you know if you can afford to buy a home? With a few simple calculations, you can evaluate your financial situation and the maximum price you can afford to pay. Let’s go through it step by step.   Calculating your total monthly expenses Your total monthly expenses are your household expenses plus your […]
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Ask yourself these questions when your mortgage is almost up for renewal

Monday April 10th, 2017

Ask yourself these questions when your mortgage is almost up for renewal

Clearly, although your mortgage renewal may seem like a banal procedure, it can be if you do not seriously think about the questions listed below: 1)  Are we satisfied with our current financial institution? 2)  Are there banks or lenders that can meet our needs better? 3)  Does our home need any major renovations: windows, […]
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Don’t let a new car ruin your dream of home ownership!

Monday April 3rd, 2017

Don’t let a new car ruin your dream of home ownership!

Vanessa and Julien decided  it was time to leave their apartment and buy a house. They are excited about becoming home owners.  Bye-bye rent! Following the advice of some friends, they secured a pre-approved mortgage before beginning their house hunting for a new home. With a solid pre-approval  in hand, they find their dream home.  […]
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